Does Insurance Cover Flood Restoration?
Does insurance cover me? is one of the most often-asked questions we get about flood restoration insurance. In our experience, even in situations when they might not think they are, many people have insurance coverage of some kind. We recognise that you could be anxious about the circumstance and concerned that, since you are at fault, insurance might not cover you.
However, you’ll typically find that any type of flooding is covered.
As an independent company, our sole focus is on you and your building and restoring it to its pre-water damage state.
We recognise that this may be a stressful and challenging time, therefore while we take the lead on all projects, we will keep you updated at every level first, so you are completely aware of all tasks at hand and their progress through to completion.
We understand the procedure and give all documentation required by insurance companies.
We will also help by giving reports to other relevant parties such as landlords (for rental premises), corporations (for strata-titled premises), mortgage holders, property managers, real estate agents, and insurance brokers, as well as any other relevant third parties.
How to File an Insurance Claim After Flood or Water Damage?
How to File an Insurance Claim After Flood or Water Damage?Prior to the arrival of the assessor, hire an independent water damage specialist to check the property.
Steamfresh, as a water damage specialist, will conduct moisture testing, photographic documentation, and structural inspections to acquire information about the water loss.
Steamfresh will write a first report outlining the amount of damage and the work required to repair the flooded property.
Steamfresh will thoroughly check the property after drying to assess any structural or content damage and will advise on any repairs.
Send your insurance provider all supporting paperwork for your water damage insurance claim.
Steamfresh will provide you with the final reports, which you will simply email to insurance for settlement.
